PLEASE READ OUR C-19 PROPERTY VIEWING/ATTENDANCE GUIDELINES
Step by Step Guide to Buying a Property
Financing & Legal
- We advise you to visit your Financial advisor or Mortgage broker to ensure you are able to get the borrowing you would like.
- Instruct a solicitor.
Where do I want to live?
- Before you starting searching it is good to know what you actually need and where you want to live.
- Are you looking for a home? Downsizing? An investment? Some land?
- Don’t be too narrow with your search criteria. Emotion and ‘the feel’ factor often take over in a house purchase. You may be shown a property that seems to have nothing on your wish list but just ‘feels’ right.
- Research areas. Work out what is important to you. It could be transport, schools, active sports clubs or quiet country life.
Registering with Estate Agents
- Register with www.Balfours.co.uk
- If you are a serious purchaser, it is imperative to build a relationship with an agent, such as Balfours, as our job is to match the right person with the right property.
- It may be your ideal property is being quietly marketed and not advertised. Don’t always rely on the internet. Be the one to get the first call!
- It is common practice to register with national property portals such as Rightmove and OnTheMarket.
Making an offer on A Property
- Offer through the Agent subject to survey and contract.
- Once the offer has been accepted notify your solicitor.
- Check that the seller’s solicitor has also been instructed.
- Contact your mortgage provider and book in a valuation and if needed, structural survey.
- Ensure your solicitor is in funds to apply for local searches.
- Chase your mortgage offer.
- Put your solicitor in funds ready for exchange.
Exchange of contracts
- All enquiries have been responded to.
- Local searches have been received.
- Mortgage has been approved and received.
- A completion date has been agreed.
- Your deposit has been received by the Seller’s solicitor.
- You are ready to exchange.
Sales Completion
- Completion is when the balance of the purchase price has been transferred from the Purchaser’s solicitor to the Seller’s solicitors account.
- Your solicitor will call you when the money has cleared and informed the agent to release the keys.
- Congratulations! You are now the owner of the property.
Visit our Sales homepage and use our filter tool to find the best property for you!