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Monday, 24 July 2017 11:12

Anti-Money Laundering

Proving your identity and ownership of a property

The Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017, more commonly referred to as the 4th Money Laundering Directive, came into force in the UK. These regulations supersede the Money Laundering Regulations 2007 and subsequent amendments.

As with all Estate Agents, Balfours is subject to these regulations. This means that we have to obtain and hold identification and proof of address for all clients, both purchaser and vendor. Additionally, we are also required to establish whether there are any beneficial owners on whose behalf the transaction or activity is taking place, hence, we would request you to identify anyone who you would consider to be a beneficial owner. Where appropriate, the source or destination of funds may also be requested. Without this information, we will be unable to proceed with any work on your behalf.

We require sight of all original or certified documents. Subject to your individual circumstances, Balfours may liaise with you for further documentation.

Clients (Vendors)

We will require one document from List A and one recent document from List B dated within the past 3 months.


• Current signed passport
• Valid UK driving licence
• Firearms certificate
• National identity card


• Utility bill
- Mobile phone bills not accepted
- Bills from online accounts not accepted
- If all accounts are online, they must request a bank statement to be posted to their address
- Council tax bills are only valid up to 3 months from the date of issue
• Mortgage statement
• Bank / building society statement
• Valid UK driving licence (if not used for List A as ID)
• State pension benefits book
• Home or motor insurance certificate
• Current local authority tax bill / tenancy agreement
• Solicitors letter confirming house purchased/ land registration
• NHS Medical card


If you are acting as a Representative of an Estate we require the following:

• Grant of Probate (if a will was left) or Letter of Administration (if no will left)
• Individual identity evidence from List A & B for the representatives (either executors or administrators)

UK Company

We will require the following:

• Certificate of Incorporation
• Individual identity evidence from List A and B for all individuals or entities with 25% or more of the shares or voting rights in the company

Offshore Company

We will require the following:

• Certificate of Incorporation
• Latest Annual return with details of current company officers, Share Certificate (s) showing the ultimate beneficial owner
• If the shares are owned by another company, repeat steps above for the holding company
• Individual identity evidence from List A and B for all individuals or entities with 25% or more of the shares or voting rights in the company


If you are acting as a Representative of a Trust we require the following:

• Trust deed
• List of trustees
• List of beneficiaries
• Individual identity evidence from List A & B for all individuals with a vested interest in 25% or more of the capital and/or those who exercise control over the Trust


We must obtain and verify your full name and residential address before informal acceptance of an offer by the seller. We require one document from List A and one recent document from List B dated within the past 3 months (as above).

Friday, 10 February 2017 00:00

Minsterley, Shropshire

An extended three bedroom property situated in the popular village of Minsterley offered with no upward chain.

Thursday, 09 February 2017 00:00

Pretty market town with superfast broadband

Imagine a home with 80mb fibre broadband speed; it’s a treat many of us can only hope for. However for 15 year old, five bedroom, Barrow House, a relatively new kid on the block at Hunter’s Gate, Much Wenlock, 80mb broadband is a reality.

On the market with Balfours, this traditionally designed home is young enough to be fresh and contemporary, while enhanced by features including a traditional fireplace – with gas flame – cosy, clean and instant.

The spacious entrance hall provides access to each of the reception rooms. A study and dining room are found at the front of the house, while the kitchen and sitting room, with conservatory overlooking the private garden. Off from the fitted kitchen is a utility which also has external access.

The first and second floor provides a master bedroom with dressing room and en-suite; an en-suite guest bedroom and three additional bedrooms, plus a family bathroom.

Barrow House includes a double garage set back on the driveway which can accommodate several cars. The garden to the front is framed by a pretty local stone wall, while the rear garden is enclosed by a substantial brick wall.

Says Balfours’ agent, Duncan Scobie, “Not only is this a delightful and well-presented property, but it is situated in the popular pretty market town of Much Wenlock, with an excellent community infrastructure, including primary and secondary schools, renowned butcher and much more.

“It is also perfectly situated to serve the major towns of Shrewsbury, Bridgnorth and Telford all being within a very easy commute. And of course, to whether the family are streaming, or you don’t want to commute to the office, you can rely on a superfast broadband connection.”

Barrow House is marketed with a guide price of £500,000, for more information call Duncan Scobie on 01743 353511.

Barrow main

Barrow consevatory

barrow house bedroom

Barrow bedroom

February 2017 has seen the supply of prospective rural properties to the market suddenly switch on.

However, there remains a significant in-balance between the numbers of good houses in rural and semi-rural locations coming to the market, compared to the number of prospective buyers, says Duncan Scobie of Balfours. He says: “The number of registered cash buyers and those in rented accommodation currently house hunting and able to proceed outweighs rural properties on the market.

“We are starting to see home buyers and vendors with an appetite to both view properties and to have their properties valued; their objective is to launch to the market as soon as possible. Since the calendar turned from January to February it has been as if a tap has been switched on,” he adds.

He observes a big difference compared to the town property market where the phones began ringing from the beginning of January. “This month the floodgates have opened with the diary full of valuations for rural and semi-rural properties, which is very positive. “

As a result of this certain properties on Balfours books are now receiving multiple offers on them. “There is a trend that buyers want to buy a property ready to move into and that they are draft free and well-presented which perhaps was not the case a few years ago.  Those buyers, who do want a project, are in a mind-set that the price must reflect work to be done – and certainly this is more of a buyers’ market.”

He concludes: “Prospective vendors are pleasantly surprised; the supply and demand of good rural and semi-rural properties is promising a very favourable early spring market.”

Today leaving school at 16 is a brave and some might say short-sighted move. However Nathan Baker, now 20 years old, has proved a career path that not only offers great prospects, but also a positive bank balance, with no University debts.

Nathan was offered a job with land agents Balfours, in its accounts department linked to an apprenticeship with Herefordshire and Ludlow Colleges. Four years on the job studying came to fruition last autumn in a double graduation ceremony at Hereford Cathedral where he achieved an Association of Accounting Technicians (AAT) and Business Skills, level four.

Now taking a gap period from four years studying, Nathan continues to enjoy the challenges within Balfours accounts team. “It is really rewarding when we are working on big projects and year end is always full of interesting challenges,” he reflects.

While enjoying a period of consolidation, he is already researching the prospect of embarking on his ACCA (Association of Chartered Certified Accounts) which is practice audit/tax accounting. He says: “It has been a new challenge, moving from Balfours Craven Arms office, to the Shrewsbury office at Oxon Business Park. There are a number of us all undertaking part-time studies alongside our work, which is motivating and means there is always someone to help with accounting conundrums.”

Nathan modestly omits to mention that not only has he graduated, but he has received promotion within Balfours’ growing business.

Monday, 06 February 2017 00:00

Residential property market on the move

Sales have completed and exchanged on a variety of residential properties raising the bar on the bleak month of January at Balfours.

Among the transactions is The Mount, a three bedroom Edwardian home located in the popular village of Minsterley, ten miles west of Shrewsbury and marketed with a guide price of £320,000.

Agent, Tim Main says: “The property had many period features, with the jewel in the crown being the very generously sized kitchen breakfast room.”

Also recently completed is Laburnum Cottage, a two bedroom property just over the border at Eccleshall, Staffordshire. This pretty retreat is in the rural hamlet of Offley Hay, which is neither isolated nor overly busy. Balfours were marketing Laburnum Cottage with a guide price of £240,000.

Two properties in Wales, Lodge Park, a five bedroom house dating back to the 17th century, and 16th century, Upper Tregodfa have completed and exchanged respectively.

Lodge Park, situated between Machynlleth and Aberystwyth, comprised of the main house, together with three cottages set in six acres, with a guide price of £850,000. Upper Tregodfa, a stone farmhouse with significant character, five bedrooms and 2.5 acres was offered with a guide of £400,000.

Tim Main comments: “The market is stirring quite significantly; while people have been unsure of the political climate property prices have remained sustainable and positive. As a result residential vendors and buyers alike now want to progress with their own game plan and make the most of favourable conditions in the property market.”

Friday, 03 February 2017 00:00

Highly desirable cloistered convenience

A well-presented four bedroom dormer bungalow situated in a quiet and private cul-de-sac, west of Shrewsbury is on the market with Balfours

Two Aspen Grove is situated some two miles from Shrewsbury town centre and one mile away from Radbrook Green’s comprehensive amenities. Shropshire’s county town not only offers fine dining, theatre, but also shops and an excellent selection of state and private schools.

Accommodation comprises a large reception hall, a living room which is bathed in light, with glazing to three aspects, including patio doors to the rear garden. The kitchen is well designed offering excellent space; adjacent are the dining room and conservatory. Also from the kitchen there is access to the garage and utility room.

The master bedroom with en-suite and a second bedroom are to be found off the reception hall, where stairs lead to the second floor with two further bedrooms a family bathroom and study.

Balfours town sales manager, Alistair Hilton, comments: “Two Aspen Grove boasts a cloistered setting with a wraparound garden. The accommodation is well presented and very flexible, perhaps most important is its convenience to Shrewsbury and local facilities, which makes it a very desirable location.”

Two Aspen Grove, Shrewsbury is marketed with a guide price of £495,000, for more information call Alistair Hilton on 01743 353511.

Please click here for further details.


Aspen main

Aspen 8

Aspen conservation

Aspen garden

Aspen kitchen

Aspen living

Aspen master bed

Aspen reception hall

Friday, 03 February 2017 00:00

Eccleshall, Stafford


Two bed cottage in rural hamlet set in 0.26 (.11 ha)acre plot with fields to the rear.

Friday, 03 February 2017 00:00

Traditional cottage tucked away

A pretty three bedroom semi-detached cottage, in Craven Arms is marketed with a guide price of £200,000 by Balfours.

Number Six, Brook Road, is a traditional cottage found in a tucked away location, yet within walking distance of local amenities, including school, shops and vibrant community facilities. Craven Arms is six miles from Ludlow and five miles from Church Stretton and Shewsbury is an easy commute at 22 miles.

The entrance hall leads into the sitting room which has a wood burner nestled in a stone and brick inglenook. The dining room leads through to the side hall off which the kitchen breakfast room can be found. Also from the inner hall are the stairs, downstairs cloakroom and storage cupboard. The first floor is well laid out with three bedrooms and a family bathroom.

Agent, Scott Kemsley of Balfours says: “This is a wonderful property, well laid out yet with a traditional feel. It has a good sized garden and a single good sized garage. There is also a very useful outside storage for logs, bikes and an outside wc.

For more information call Scott Kemsley on 01743 353511.

Please click here for further details.




6BrookRoad living

6BrookRoad bedroom

Friday, 03 February 2017 00:00

Lodge Park


A five bedroom country house with an annex plus three additional cottages set in six acres.

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